Cheap Insurance For Young Drivers » Car Companies

Can car insurance companies put black marks on your credit score?

Author — Thu, 17 Jun 2010 10:22:39 +0000

We've had a frustrating mix-up with State Farm. Basically, they insured my husband for 6 months without his paying anything. It wasn't intentional on the part of my husband or myself; our agent told us we didn't owe anything, or we would have paid months ago.

Now, however, they're wanting us to pay 00 for those 6 months as well as for the next 6 months.

We're not financially in a position to do this.

Our insurance agent told us that, at the risk of losing our business, he felt we should know that we're "ahead" at this point and that, if we left State Farm and went to another agency, State Farm would be unable to get the past-due money from us.

This seems like the logical thing to do at this point, but my concern is for our credit scores. Technically, can you owe an insurance company money? If he went six months without paying, why didn't they just cancel his insurance rather than running up a tab?

They're not a lender, so do they have the power to negatively affect our credit scores?

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Author — Wed, 16 Jun 2010 08:00:33 +0000

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How many 1st line car insurance companies are there?

Author — Tue, 15 Jun 2010 08:04:48 +0000

Basicly who do GEICO, E-ENSURANCE,ISG & others have that they get to do the final insuring?

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Car insurance companies asking me to pay policy in full?

Author — Wed, 09 Jun 2010 05:34:38 +0000

DOes anyone know why I am being asked to pay my 6 month premium all at once? I got a DUI in December and the state now requires me to carry something called FR44. I have been told on two different occassions that because of that, the state now requires insurance companies to collect the premium in full.

Obviously I don't have that kind of money to fork out at once. Does anyone know of any alternatives?

--Thanks

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Is ther a board that governs car insurance companies in CA?

Author — Tue, 08 Jun 2010 03:11:55 +0000

I was in an accident (was hit and run) and my insurance is saying it was my fault. I tried to dispute with them but am going nowhere. There must be someplace else to go for help dealing with them. Your help is GREATLY appreciated.

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What are some cheap car insurance companies for Louisiana?

Author — Sun, 06 Jun 2010 03:25:43 +0000

I know the General offers really low rates, but what other companies offered in Louisiana are cheap?

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Do all car insurance companies want a deposit up front?

Author — Sat, 05 Jun 2010 03:11:04 +0000

I'm on a budget and was just wondering if they all ask for a lump sum up front. My last insurance with Direct Line wanted £120 first, then £65 every month. Do they all work like this?

Thanks
ok, thanks guys

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Availability of Cheap Car Insurance for Young Drivers

Author — Fri, 04 Jun 2010 14:31:54 +0000

Young adults who are between the ages of 18 and 25 are usually called young drivers because they have not had a license for a very long time. This is what causes their car insurance to be so very expensive.

Young drivers tend to be more accident prone. There are impulsive and drive fast and this poses a lot of risk not only to themselves but to others to. This is why the premiums that they need to pay can be so expensive for them.

Once the young driver has had an opportunity to prove that they can drive safe their premium may begin to decrease in price.

Even though all of this may be true, some companies will give young drivers cheaper insurance. You should check some of them out and see which one you may want to go with.

You can look at most insurance companies on the internet. Just because the person may be new to driving, they may still be able to get cheaper premiums.

There are a lot of different things that will come into play when you are looking at insurance premiums and these things include: driving record, gender, where the person is living, the car they drive and the type of coverage that they are looking for.

Most of the time if the person has been driving for more than three years they may get a lower price. If there is a short distance to commute to work or college, these drivers are offered reduced rates of premium.

Making your premium payment in advance can also save you money in the long run so this should be considered as well.

Consider taking a safe driving course if you want to save money because this can help as well because you will be learning defensive driving and ways to be safe while you are on the road.

If a young driver had previously been involved in an accident then the premium rates of insurance tend to go up. Young drivers who have been to a driving school to learn the skills of driving a car are offered discount by car insurance companies.

Driving an older car can also help your rates. There are a lot of things like this that you can look at on the internet to see which ones may apply to you. This can really help you make informed decisions that are needed to help you get a lower payment.

You can also visit this website as I cover topics on: 17 Years Old Car Insurance

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What car insurance companies allow you to print off your cover note online?

Author — Fri, 04 Jun 2010 03:19:11 +0000

I know swiftcover do, but are there any others that definitely do this?

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What car insurance companies only ask for 3 year driving history, compared to 5 years?

Author — Thu, 03 Jun 2010 05:34:41 +0000

I am currently with Nationwide, have been for over 4 years now, and am looking to see if there is anything cheaper out there. The rates aren't too bad but I'm always looking to save. I have been violation and accident free for 3 years but not quite 5 years yet. Nationwide only requires 3 years and I can't find any others.

Any suggestions are appreciated. Thanks!